אpeople with lower incomes frequently encounter elevated living costs, largely due to their inability to shop more efficiently, such as purchasing groceries in larger quantities. A recent report titled "The Poverty Premium," released by Anglicare Australia, highlights this issue, revealing that individuals earning less often pay more in essential areas like transportation, energy, and loans. This predicament not only makes it difficult for those on low incomes to manage their budgeting effectively, but it highlights systemic inequalities that further entrench poverty.

As poorer individuals often face disadvantage at the checkout, their ability to travel becomes more expensive, especially if they are compelled to reside far from their workplaces. Furthermore, the report indicates that individuals with healthier financial profiles benefit from the most favorable credit terms. Many find themselves ensnared in "debt spirals" while attempting to manage upfront costs, leading to difficult choices like skipping meals or foregoing medical care, ultimately resulting in greater expenses in the long run. Anglicare Australia’s executive director, Kasy Chambers, emphasizes that these are not mere statistics but a call to action to eliminate these unjust burdens on those who are most financially disadvantaged.